To quote Jon Snow from Game of Thrones "Winter is coming" and with it comes a whole lot of sundry expenses many South African's do not think of or take note of, however in tough economic times and the increase in VAT we need to be as vigilant and frugal as ever. As...
What The Increase In VAT Means For The Ordinary South African
South Africa has moved into a new era with the resignation of President Jacob Zuma and Cyril Ramaphosa taking over the reigns of the country. One of the first and possibly major changes under the new regime is the decision to increase VAT (Value Added Tax) for the...
8 Financial Warning Signs South Africans Should Pay Attention To
For many South African's financial trouble is something that creeps up on them and they only realise they're in trouble when it's far too late. Having said that financial trouble is far from a thief in the night or an unwanted accident but a series of poor judgement...
5 Things South Africans Overspend On
One of the many causes of having too much debt or not being able to service your debt obligations can be due to overspending. If you're struggling to pay your debt due to overspending on items you can live without or get cheaper you're not alone. Overspending is so...
How South Africans Can Convert Clutter Into Cash
Today's modern lifestyle relies heavily on consumer spending, its what keeps the economy afloat. However not all consumer spending is good and we tend to acclimate things we don't really need, things that are either wants, tends or impulse buys. As the years go by...
What You Need To Know About Taking a Personal Loan
Taking out a personal loan has become easier and easier, from banks to 3rd party financial service providers, to retail stores all willing to provide consumers with short-term credit on a whim. It may seem like a very simple process, apply for the loan, spend the...
What is a South African Credit Score?
Unfortunately, not every South African has the luxury of not "paying back the money" and for those who don't, this can result in penalties to your credit score that will affect your financial well-being well into the future. Having a poor credit score can result in...
When Will Debt Be Written off in South Africa?
At ezDebt, we aim to not only help South Africans get out of the cycle of debt but also educate them about money and the consequences of their actions. We will help you to answer the question: How long before a debt is written off in South Africa? Debt should always...
20 Household Hacks That Will Save You Money
When times are tough and the belt needs tightening people always see it as an impossible task that is an uphill battle. They see it from the most extreme point of view rather than taking small measures to save a few bucks here and there The funny thing is that some of...
10 Reasons Why People Struggle To Pay Debt
Having complete control over your finances isn't a trait all of us are born with and managing your money comes from self-discipline and setting down positive habits from the day you start to earn an income. Saving may seem easy in theory but it requires consistent...
10 Things You Should To Do When You Get Retrenched
During tough times its not only consumers who feel the pinch but companies too and to stay afloat businesses often look at ways to reduce their operating costs. This normally results in the retrenchment of a number of employees. In this article, we will help you...
12 Ways To Save When On Your Grocery Shopping
At ezDebt we're always encouraging South Africans to take control of their finances, to spend responsibly and live within their means. We know this isn't always possible but it is important to get into habits that will set you up for future financial success. While...
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